Phil has received a few letters from Harry, and guesses he must have gotten the news about his examination now. He expresses his concern for Millard and Aunt Annie should Harry be called away. According to Helen, Ray is still exempt but he does not know for how long. If they wait much longer to call him, he might not be needed. Phil guesses that "Bill" (Kaiser Wilhelm II) is going to "get his belly full in the next three months" and he hopes it is enough that he and the rest of the Germans all "cash in." He talks about who he's received mail from.
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